As a TSPMG doctor, you have a long list of savings, retirement, and insurance options available to you.

There is a lot to understand and decide about your defined benefit retirement plan, 401(k) plan, disability coverage, long term care plan, medical insurance, and life insurance coverages offered to you through TSPMG. We have the knowledge and expertise to help you understand and organize all the benefits you are offered. Let us help you answer questions such as:

  • What can I expect from my defined benefit plan when I retire?
  • What should I choose from the selection of employee benefits provided by TSPMG?
  • Am I better off getting my life insurance from the group plan, on my own, or a combination of the two? 
  • Should I take the long term care insurance offered?
  • Is the disability insurance offered sufficient for my personal situation should I need it?
  • When I'm ready to retire, should I take the lump sum from my defined benefit plan, or the monthly payment option?

St John & Associates has a long a history of helping TSPMG doctors with their financial planning, utilizing our extensive knowledge of and experience advising on the TSPMG programs. We have decades of service as financial planners for many individual doctors.

These clients continue to refer other doctors and friends to us. We would be happy to connect you with other TSPMG doctors that are current clients and have agreed to speak with you if you wish. 

We rely on our familiarity with your many options, along with your personal and financial information, to construct and maintain a Personal Financial Plan that incorporates your individual goals and timelines to effectively manage your investment portfolio. Whether you are just beginning in your field, planning for your future retirement, or living your best life after retiring, we can help you understand and make the most of the options available to you. 

As a fiduciary, we serve only our clients, and neither receive nor accept any compensation from any third party. We do not sell any financial products. We are first and foremost advisors to you. As such, we are proud members of NAPFA (National Association of Personal Financial Advisors) and invite you to access information about our firm's more than 25 years of experience on their website at

If you are ready to increase your knowledge of portfolio management, personal financial planning, and/or financial services, we invite you to contact us for a free initial consultation. Please take the time to review our services/overview page on our website at for a complete list of services.

To schedule your free consultation, please email us at, or call us at 770-642-7631. Appointments can be held by phone, remotely by video, or in person as you prefer.

Any and all information shared or discussed is kept strictly confidential, and your contact information will never be sold to any third parties.