Retiring as a Small Business Owner
by St. John & Associates on Sep 23, 2020
What to consider as a small business owner approaching retirement
Welcome to Our Blog
We intend to provide blogs on topics that are focused on helping people understand and deal with specific issues involving personal finances, including planning for the future, the nature and scope of financial services, and managing your portfolio in today’s market without losing sight of your future goals.
We believe there is a need for sound financial advice delivered in a timely manner from people you trust. The team at St. John and Associates has deep financial experience, and we are pleased to share that experience with you.
Greg, Bryan, guest writers and I will be posting things regularly that we hope you will find useful in your financial life. As always, feel free to contact us directly by phone or email with any questions.
Sincerely,
Richard St. John, Founder
Preparing for an Early or Unexpected Retirement
by St. John & Associates on Sep 16, 2020
More Americans are retiring earlier than you might think
5 Ways to Safeguard Your Finances Against a Second Wave of Coronavirus
by St. John & Associates on Sep 9, 2020
What can you do to protect your finances?
Can I claim a loss on my worthless securities?
by St. John & Associates on Aug 26, 2020
Do you know what to do with your worthless stocks?
Planning for next year’s taxes
by St. John & Associates on Aug 20, 2020
What changes to 2020 tax law do I need to know?
Average U.S. mortgage rate falls below 3% for the first time
by St. John & Associates on Aug 13, 2020
Should I re-finance to take advantage of the historically low rates?
Medicare Part D Open Enrollment
by St. John & Associates on Nov 4, 2019
Do you know if your prescriptions are still covered?
Teaching Kids about Earning & Managing Money through Chores
by St. John & Associates on Jun 24, 2019
If you want to teach your kids about managing money, simply giving them money as a reward for chores or grades may not be the way to go. It leaves out so many important pieces, like saving, investing and what you need to do without pay simply because you’re a member of a household.
How 2018 Tax Law Changes Affect Charitable Gifting
by St. John & Assoc on Jul 6, 2018
Many taxpayers may not yet understand that the 2018 tax regulation changes include an increase in both the standard deduction amount to $24,000 for joint returns, and $12,000 for single returns. These amounts may exceed the amount of itemized deductions for most taxpayers, which can include their medical expenses, interest expenses, charitable contributions, and other taxes.
Dynamic Market Changes Mean Fundamental Difference in Investment Strategy
by St. John & Assoc on Jun 21, 2018
The investment conditions of the market are in the process of a major change, both in terms of risk character and the type of investments that are most likely to provide positive returns. While this market change has been coming for a few years, it appears to have become more evident and near-term based on the market’s volatility during 2018.
