Blog

Times are changing, as are the demographics of our society and the speed of digital communications. We are excited to announce our initiatives to meet those changing needs.

St John & Associates has been a fee only independent financial advisory firm in Georgia for over 25 years. We have always partnered with clients to help them make sound and timely financial decisions and achieve their lifestyle goals in compliance with the fiduciary standards set by our membership in NAPFA. Now, we will be able to service our client’s needs wherever they happen to be.

Have you heard the term "Sandwich Generation?" The Wikipedia definition is a generation of people (usually in their 30s or 40s) who care for their aging parents while supporting their own children. Pew Research Center suggests that 1/8th of Americans between the ages of 40 to 60 are also in this dilemma, raising a child and caring for a parent.

At St. John & Associates, we act as the "quarterback" to inform and assist our clients with these types of complexities, while helping you see your plans through to completion.

Parents who are worried about their children’s admission chances should know upfront that the odds of getting accepted at most four-year colleges and universities are not grim despite media accounts.

Exhaustive yearly surveys of full-time college freshmen by UCLA’s Institute of Higher Education Research Institute consistently show that roughly three out of every four applicants get accepted into their No. 1 pick.

When you look for stocks to own, most investors do research to find the best growth or reasonable value, perhaps the best products or best management. If we look at the widest index fund being used right now, the S&P500, and break down what exposures you have to a market correction, you will see the highest valuations and arguably the ones at most risk in the equity market make up the largest positions in the index. The largest 5 stocks make up 12% to 13% of the whole index.